For Buyers
Buying a home should be an exciting time in your life. Making the wise decision of choosing a REALTOR® is your first step to ensuring that your transaction will go smoothly and your new home and community will meet your needs. My services and expertise will guide you to financial assistance, help you find the home that best suits you and your family, and follow you through settlement and beyond. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the available properties that meet your criteria.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Guide you through the entire home buying process, from finding homes to consider, to getting the best financing.
- Ensure that your best interests are protected throughout the transaction.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before they affect your financing.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-approved(preferably by a direct lender).
- Choose a REALTOR® that you trust and who understands your needs.
- Identify important features you need your new home to have.
- Plan accordingly to ensure you have enough funds available for Closing Costs.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
